Loan Against Securities 

Funds, Secure Ownership: Empower Your Finances Today!

Need funds in a flash? Guardian Securities Private Limited’s Digital Loan Against Securities (LAS) offers immediate access to the money you need while ensuring you retain complete ownership of your securities. Say goodbye to lengthy loan approval processes and hello to a secure and efficient solution.

Secure Your Financial Goals

Take control of your financial future with Guardian Securities Private Limited’s Digital Loan Against Securities (LAS). This transformative solution empowers you to access funds quickly while retaining ownership of your securities.

Loan Against Securities

Loan Against Securities

Capitalize on your investments without selling them

Are you facing a cash crunch, but your money is tied up in securities? Don’t worry! Selling your investments can reduce your earnings and make you miss out on future opportunities.

Loan Against Securities is the solution you need. With this loan, you can meet your short-term financial needs without selling your stocks in haste. Plus, enjoy a lower interest rate compared to other loans.

Key Benefits:

  • Access cash quickly without selling your securities.
  • Retain your investments and potential earnings.
  • Lower interest rate compared to other loans.
  • Meet your short-term financial needs with ease.

Product Features:

  • Easy documentation & hassle-free Process.
  • No POA Current account is required to be opened for disbursement of Funds.
  • Attractive interest rate and Flexible tenure to suit client requirement.
  • Monthly Interest /EMI collection.
  • Simplified repayment process.
  • Large list of approved securities.
  • Dedicated Customer Support.
  • Large list of approved Shares.

Eligibility:

  • The borrower must be an Indian citizen.
  • The borrower should be between 18 to 65 years of age. 
  • The borrower should have demat account with CDSL.
  • The value of the securities pledged should meet the minimum requirements of the lender.
  • The borrower must have a good credit score and repayment history. 
  • The borrower should have a valid email ID & mobile number.

Documents

Identity Proof: Passport, PAN Card, Aadhaar Card, Voter ID, Driving License.

Address Proof: Utility bills, bank statements, passport, Aadhaar Card, Voter ID, Driving License, rental agreement.

Proof of Income: Last three months Salary slips (for Salaried Individual), last 2 years IT return (Salaried and self-employed individuals)

Bank Statements (showing salary credits, usually last 6 months)

Step by step guide to apply for Loan against Securities

  • Customers visit our website https://guardiansecuritiespltd.com/, click on the “Products” tab under “Loan Against Securities,” and select “Apply Now”.
  • Enter a valid PAN number, mobile number, and email ID.
  • Access and view information retrieved from CKYC or Aadhaar.
  • Complete the In-Person Verification (IPV) using a webcam.
  • Verify the customer’s bank account via Penny Drop.
  • Pay the Application Fees.
  • Check the loan eligibility by entering your security name and quantity.
  • Customers select the stocks to pledge, along with the quantity.
  • Upload the required documents.
  • Submit the application.
  • Loan will be disbursed after successful pledging and verification.

Will be updated soon

FEATURES

Effortless Financing to Maximise Your Financial Freedom

Competitive Interest Rates

Benefit from highly competitive interest rates, ensuring your borrowing costs remain affordable and manageable.

Quick Approval

Experience lightning-fast, hassle-free approval processes, allowing you access to funds when you need them most.

Unlock Substantial Loans

Leverage your investment portfolio to unlock substantial loan amounts, giving you the financial flexibility you desire.

Flexible Repayment Tenure

Choose a repayment tenure that aligns perfectly with your unique financial situation and goals.

Diverse Asset Pledges

Pledge a diverse range of assets, including stocks, bonds, mutual funds, and more, to meet your specific financing needs.

Retain Asset Ownership

Keep full ownership and control of your investments while utilising their value to secure the financing you need.

DISCLAIMER

The following are not eligible for lending

  • Partly paid-up shares
  • Physical shares
  • Lock in shares
  • Scrips in the name of minor
  • Stocks / Shares which are not a part of our approved list of securities

*Conditions apply – Credit at the sole discretion of Guardian Securities Private Limited (GSPL) and subject to guidelines issued by RBI from time to time. GSPL may engage the services of marketing agents for the purpose of sourcing loan assets.